Financing Frequently Asked Questions

Depending on the vehicle, shoppers can pre-qualify for financing or receive hard-pull loan offers from our lending partners.

We work with many major US-based banks and are always adding new ones.

Pre-qualification lenders include:
Capital One, Chase, Global Lending Services (GLS), Westlake Financial.

Hard-pull financing lenders include:
American Credit Acceptance, Ally Auto Finance, Bank of America, Chase Auto, Exeter Finance, Huntington National Bank, Regional Acceptance, Santander Consumer USA, TD Auto Finance, Truist, Wells Fargo, Westlake Financial, US Bank.

Pre-qualifying through CarBarrage won’t impact your credit score. A hard-pull inquiry may impact your score, but it will only count as one inquiry if submitted within a 14-day period.

Everyone can look for financing offers with participating lenders, regardless of credit history. However, we can’t guarantee an offer.

Dealerships may have additional financing options. Reach out to them directly for more information.

Monthly payments are calculated using factors such as down payment, credit score, APR, and loan term. If a car is eligible for financing through CarBarrage, you’ll see a loan calculator on the vehicle page.

Only vehicles with the Home Delivery icon are eligible. Look for the icon under the vehicle photo and filter search results by Home Delivery.

Some dealers cover delivery costs. Others charge a flat or per-mile fee. All fees are included in the vehicle price. Delivery time varies by dealer.

Delivery time varies by dealership. Contact the dealer for an estimated timeframe.

Returns are only available if the vehicle does not match its listing on CarBarrage. Contact the dealer for assistance.

Yes. If you decide not to purchase, you may request cancellation of the $500 credit card hold.

If the vehicle is still available, you will receive a confirmation email. If sold, you will be notified.

This depends on the dealership. Contact the dealer to request an extension.