I certify that all information provided in this online credit application is true and complete.

I authorize CarBarrage® and its affiliated partners to rely on this information to make inquiries for the purpose of evaluating and verifying this online credit application, including obtaining consumer reports from any consumer reporting agency and contacting my employer.

If CarBarrage® is unable to approve my application for credit, I authorize CarBarrage®, on my behalf, to forward my credit application and the results of my application to nonaffiliated third parties that may assist me in obtaining financing or purchasing a vehicle. Such nonaffiliated third parties may also obtain a consumer report for this purpose and may include automobile dealers, lenders, and financing partners in my area.

I acknowledge that the information I have provided in this online credit application constitutes my credit inquiry or application to CarBarrage® and to any arranger of credit, dealer, or creditor to which my information may be disclosed in order to process my inquiry or application.

I further expressly agree that any arranger of credit, dealer, or creditor who receives my information may contact me at the telephone numbers I have provided, including my cellular phone number, using a live caller, an automated dialing system, or an artificial or prerecorded voice. I intend this consent to apply to informational and account-related communications, even if my number is included on a federal or state do-not-call registry.

If CarBarrage® or another creditor grants my request for credit and I enter into a financing agreement, I authorize and consent to the lender obtaining my consumer report from any consumer reporting agency at any time during the life of the loan for purposes permitted under applicable law, including account review, payment arrangements, collections, or other legitimate business needs in accordance with the Fair Credit Reporting Act.

? State-Specific Notices

CALIFORNIA RESIDENTS:
If married, you may apply for credit separately as an individual.

MAINE RESIDENTS:
You have free choice in the selection of the agent and insurer through or by which any insurance related to this loan may be placed. Your choice will not affect the credit decision unless the selected product does not meet the lender’s reasonable requirements.

NEW HAMPSHIRE RESIDENTS:
If you are applying for a balloon payment contract, you may request and receive a written estimate of refinancing payments prior to entering into the contract.

NEW YORK RESIDENTS:
We may obtain a consumer report in connection with this application. Upon request, we will inform you whether a report was obtained and provide the reporting agency’s name and address.

OHIO RESIDENTS:
Ohio law requires that credit be made equally available to all creditworthy applicants and that credit reporting agencies maintain separate credit histories upon request.

RHODE ISLAND RESIDENTS:
A consumer credit report may be obtained in connection with this application.

VERMONT RESIDENTS:
You authorize CarBarrage and its financial partners to obtain and verify information about you, including credit, employment, and banking information, for purposes related to evaluating and servicing your account.

WISCONSIN RESIDENTS:
No marital property agreement or court order adversely affects our interest unless disclosed prior to credit approval.